First Capital Bancshares, Inc. operates as the holding company for First Capital Bank that provides commercial banking services. It accepts various deposit products, including checking and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and student accounts.
The company provides vehicle, boat, RV loans, construction loans, deposit secured loans, overdraft protection for checking accounts, home equity revolving lines of credit, home equity loans, and home improvement loans; residential mortgage loans; and commercial real estate loans, commercial lines of credit, equipment loans, and agricultural loans.
It also offers ATM/ Visa check cards, safe deposit boxes, Elan credit cards, direct deposits, and after-hours night depositary services. The company was founded in1999 and is based in Charleston, South Carolina.